Welcome Readers Of Money Magazine

I would like to welcome those who have clicked over from CNN Money. Online, I go by NCN, and this is my website, No Credit Needed. I have been blogging about debt and debt reduction for more than three years. No Credit Needed started out as a simple blog - designed to track my progress as I paid off my credit cards and automobile debt. Over the course of time, No Credit Needed became more than just my blog, it became part of my identity. After getting out of debt, I continued to write about li